|(Permission is granted to print and redistribute this material
as long as this header and the footer at the end are included.)
1) [line 1] D'LO NISTEREI AVDEI - (a) that his servants do not become inactive and lazy (RASHI); (b) that his servants do not become weak (TOSFOS)
2) [line 7] HADRI VI - I hereby retract [my actions] (and resolve not to do this in the future)
3) [line 8] HAI MAN D'MASIK ZUZEI D'RIBISA B'CHAVREI - this person who was owed money of Ribis by his fellow man
4) [line 9] GERIVEI - a Geriva is a measure of volume equal to a Se'ah (1 Se'ah = approximately 7.2, 8.29 or 14.4 liters, depending upon the differing Halachic opinions)
5) [line 10] KI MAFKINAN MINEI, ARBA'AH MAFKINAN MINEI - when we take it away (the Ribis payment) from him (and give it back to the borrower), we take four (of the five measures of wheat that the borrower gave as Ribis) from him
6) [line 15] GELIMA - a cloak
9) [line 25] KA MISHTARSHEI LI - I was profiting from it
11) [line 36] SECHIRUS EINAH MISHTALEMES ELA LEVA'SOF
12) [line 47] TARSHA - (lit. silent, deaf) a sale in which a certain price is to be paid for the merchandise on a certain date. Even though this price is higher than the price would be if the buyer were to pay right away, this transaction is permitted because no mention is made of the lower price, and no mention is made of the fact that the price is higher because the payment is occurring on a later date (hence, it is a "silent" form of interest) (RASHI).
13) [line 49] KATZ LEI - he specified a price for him [if he pays earlier, thereby showing that the higher price for later payment is Ribis]
14) [line 50] ANA HU D'KA AVIDNA MILSA GABEI LOKE'ACH - it is I who is doing a favor for the buyer [by selling my beer to him now, before the price for beer rises]
15) [line 53] AMAR RAV CHAMA, "TARSHA DIDI VADAI SHARI." - Rav Chama said, "My form of Tarsha-sale is certainly permitted." As Rashi explains, Rav Chama would "sell" his merchandise to retailers on credit for the market price in a distant place where the price was higher than it was in this place. The retailers would take the merchandise to that distant place, sell it for the higher price, and then use the money for additional business ventures. They would then return the money they received from the sale of Rav Chama's merchandise to Rav Chama. The fact that the retailers borrowed merchandise which was worth less (i.e. the market price in this place) than the amount which they returned to Rav Chama (i.e. the market price in the distant place), this was not Ribis because Rav Chama retained full responsibility for the merchandise until it reached the distant place. Hence, he did not sell it to the retailers now, but rather the retailers were working as his agents in selling *his* merchandise. They did not become his debtors when they took from him the merchandiseon credit. Rather, at the moment that the sold the merchandise in the distant place, that is when they became borrowers of the money. Hence, they returned the same amount of money that they borrowed. The only problem of Ribis was that the retailers were doing a favor for Rav Chama (by bringing his merchandise to the distant place and selling it for him, for which he did not pay them a fee).
16) [last line] SHAVKEI LEHU MICHSA - the tax-collector leaves them alone. Since it was known that they were selling the merchandise of Rav Chama, a Talmid Chacham, the tax-collectors did not require them to pay tax (and it was in return for this benefit that they did the favor for Rav Chama, and not in return for the loan that he granted them). The Gemara in Bava Basra (22a) says that certain benefits are granted to Talmidei Chachamim selling their merchandise in order to create favorable market conditions for them. One of these benefits is that the Talmid Chacham does not have to pay tax.
17) [last line] NAKOT LEHU SHUKA - they hold the market from them. Since it was known that they were selling the merchandise of Rav Chama, a Talmid Chacham, a proclamation was issued stating that no one may market their merchandise until after the merchandise of Rav Chama was sold (and it was in return for this benefit that they did the favor for Rav Chama, and not in return for the loan that he granted them). The Gemara in Bava Basra (22a) says that certain benefits are granted to Talmidei Chachamim selling their merchandise in order to create favorable market conditions for them. One of these benefits is that no one else is allowed to market his merchandise until after the Talmid Chacham sells his.
18) [line 5] HILVAHU AL SADEHU - he lent to him money on collateral of his (the borrower's) field
19) [line 10] MESHALSHIN ES HA'PEIROS - the produce is deposited in the hands of a third party [until the ownership of the field is determined]
20) [line 16] ANI RAVA BASREI - Rava answered after him (and explained his statement)
21) [line 39] HA'HU GAVRA D'ZAVIN LEI AR'A L'CHAVREI SHE'LO B'ACHRAYUS - a certain
man sold land to another person without Achrayus (ACHRAYUS)
22) [line 41] IY TARFU LAH MINACH - if they (my creditors) expropriate it (the land) from you
23) [line 41] MAGVINA LACH SHUFRA, SHIVCHA U'FEIREI - I will reimburse you -- with the best of my land -- for the value of the improvement to the land that you caused and for the value of the produce [that my creditors might take away from you]